Box Elder, South Dakota: health insurance

Box Elder is in Pennington County. Here is what Box Elder residents should know about coverage.

Coverage in Box Elder

Box Elder has about 13,868 residents (U.S. Census Bureau 2023 estimate).

Plans for Box Elder residents are determined by Pennington County, home to about 115,903 people (2023 estimate). Medicare Advantage plans and marketplace plans are offered by area, so use your ZIP code when you compare, and make sure a plan covers Pennington County before you choose it.

  • Turning 65 in Box Elder? Your Initial Enrollment Period runs seven months around your birthday. South Dakota SHIINE (Senior Health Information and Insurance Education) offers free counseling at (800) 536-8197.
  • Buying your own plan? Shop through HealthCare.gov (federal Marketplace).
  • Medicaid questions? South Dakota Department of Social Services (DSS) handles applications.

South Dakota note: SHIINE organizes its volunteer counselors by region (western, southeastern, northeastern South Dakota), so a caller can be routed toward someone familiar with local providers and Medicare Advantage networks in their specific part of the state.

Medicare plans leaving Pennington County for 2027

Medicare plans are set by county, so this applies to residents of this city. 9 plans are listed in Pennington County for 2026 but not for 2027, covering at least 6,569 people.

Plan going awayCompanyPeople enrolled (at least)
Medica Advantage Select (PPO)
H8889-018
Medica Holding Company2,988
Medica Advantage Value (PPO)
H8889-017
Medica Holding Company1,366
Blue Medicare Advantage Enhanced PPO (PPO)
H5900-004
Blue Cross Blue Shield of Michigan Mutual Ins.1,206
Medica Advantage Preferred (PPO)
H8889-013
Medica Holding Company637
Blue Medicare Advantage Classic PPO (PPO)
H5900-008
Blue Cross Blue Shield of Michigan Mutual Ins.308
Blue Medicare Advantage Valor PPO (PPO)
H5900-007
Blue Cross Blue Shield of Michigan Mutual Ins.64

See all 9 plans leaving Pennington County →

A plan can be listed because it was renumbered or replaced, not only because a company is leaving the county. When the same company keeps other plans there, members are usually moved to a replacement plan. Your plan should send you a notice, and Medicare’s Annual Enrollment Period (October 15 to December 7) is when you can compare and switch. “People enrolled” is the number enrolled in that plan today (CMS hides counts of 10 or fewer). Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.

Colleges and universities near Box Elder

South Dakota public institutions include University of South Dakota, South Dakota State University, South Dakota School of Mines and Technology. Students and employees at these schools should check their school’s student health or benefits office, because campus plans and employer plans work differently from individual coverage. More about South Dakota colleges.

Do Box Elder and Pennington County have the same plans?

Plans are offered by service area, and Box Elder falls under Pennington County. A plan that serves Pennington County is generally the one that applies to you.

Do I have to enroll if I call?

No. A call is a conversation about your options.

Box Elder residents: call 855-367-1095

Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.

Call 855-367-1095

Other major South Dakota cities

Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.

Do it yourself

Prefer to look and enroll yourself?

Compare plans and enroll on your own time. Or call 855-367-1095 any time you want a licensed agent’s help.

Medicare

Medicare Open Enrollment starts October 15th

Take a look at South Dakota plans, or go ahead and enroll yourself. Call if you need any help with your application.

Under 65 · ACA

ACA Open Enrollment opens November 1st

Take a look at South Dakota plans, or go ahead and enroll yourself when it opens. Call if you need any help with your application.

Short-term · TriTerm

Need coverage in between?

Short-term and TriTerm plans can start quickly and help with big unexpected medical bills. They are not ACA plans: they can ask health questions, may not cover pre-existing conditions, and what is offered varies by state. See what South Dakota allows.

Questions along the way? Call 855-367-1095 for assistance.